SWP Calculator
Calculate monthly withdrawals from your mutual fund investments. Plan your regular income stream with our free SWP calculator.
About SWP Calculator
Plan your systematic withdrawals from mutual funds. Determine how long your corpus will last with regular monthly withdrawals.
Frequently Asked Questions
What is SWP?
SWP (Systematic Withdrawal Plan) allows you to withdraw a fixed amount regularly from your investment.
Is SWP better than dividend?
SWP is generally more tax-efficient than dividends for regular income.
Does my capital erode?
If your withdrawal rate is higher than the return rate, your capital will deplete over time.
Is it taxable?
Yes, capital gains tax applies on the profit component of the withdrawn amount.
Can I change amount?
Most AMCs allow you to modify SWP instructions.
Good for retirement?
Yes, SWP is a popular way to generate a pension-like income from a corpus.
Is it free?
Yes.
How to use?
Enter your total investment, withdrawal need, and expected return.
What is a safe withdrawal rate?
Globally 4% is considered safe, but in India 6-7% might be sustainable due to higher interest rates.
Is it accurate?
It uses mathematical projection.