Retirement Calculator
Determine how much you need to save for retirement. Calculate your retirement corpus required to maintain your lifestyle post-retirement.
About Retirement Planner
Am I ready for retirement? Calculate if your savings and contributions are on track to meet your retirement goals.
Frequently Asked Questions
How much do I need?
A common rule says you need 25 times your annual expenses (the 4% rule).
What is the 4% rule?
It suggests you can withdraw 4% of your portfolio annually without running out of money for 30 years.
Does it include inflation?
This simple calculator uses nominal values. Adjust your return expectation for inflation (e.g., use 5% instead of 8%).
Is Social Security included?
No, this calculates based on your personal savings only.
How to catch up?
Increase contributions, retire later, or reduce expenses.
Is it free?
Yes.
Is it accurate?
It provides a projection based on mathematical assumptions.
What return rate to use?
Conservative estimates use 5-7%, aggressive use 8-10%.
Can I download?
No, it's an online tool.
Is my data safe?
Yes, inputs are not stored.