Privacy Policy
Last Updated: February 16, 2026
At Calculator99, we are committed to protecting your privacy. This Privacy Policy explains how we handle information when you visit and use our Calculator99 website.
Information We Collect
We do not collect any personal information when you use our calculator. Our calculator operates entirely within your web browser - no data is transmitted to our servers or any third parties. The information you enter (loan amount, interest rate, term) remains solely on your device and is not stored or shared.
Cookie Policy and Tracking Technologies
Google Analytics: We use Google Analytics to understand how visitors interact with our website. This service may place cookies on your device to collect anonymous usage statistics such as page views, session duration, and traffic sources. These cookies do not contain personally identifiable information and are used solely for improving user experience and website performance.
Google AdSense: We use Google AdSense to display advertisements on our website. Google may use cookies to serve ads based on your previous visits to our site or other sites. These cookies help Google and its partners provide more relevant advertising.
Essential Cookies: Our website uses strictly necessary cookies for core functionality such as navigation and maintaining user preferences. These cookies are essential for the website to function properly.
You can control and/or delete cookies as you wish through your browser settings. However, please note that disabling cookies may affect the functionality of our website.
Data Processing and Storage
Data Processing: All calculations are processed locally in your browser using client-side JavaScript. No personal data is transmitted to our servers or third-party services during the calculation process.
Data Storage: We do not store any personal information or calculation data on our servers. Temporary data entered into calculators is only stored in your browser's memory during your session and is automatically cleared when you close the browser or navigate away from the page.
Third-Party Data Processing: While we don't collect personal data, third-party services we use (Google Analytics, Google AdSense) may collect anonymous usage data as described in their respective privacy policies. We have no access to or control over this data collection.
User Rights and Data Access
Since we do not collect or store personal information, there is no personal data to access, modify, or delete. However, you have the right to:
- Request information about our data practices
- Opt out of non-essential cookies through your browser settings
- Request deletion of any technical logs (though we do not maintain personal logs)
Data Security
Our calculator operates client-side using JavaScript, meaning all calculations happen in your browser without sending any data to external servers. This ensures that your financial information remains private and secure. No personal data is stored on our servers, in cookies, or transmitted over the internet.
Cookies and Tracking Technologies
We do not use cookies, web beacons, or other tracking technologies to collect information about you. Our calculator functions without requiring any form of persistent tracking or data collection.
Third-Party Services
Our calculator does not integrate with any third-party analytics, advertising, or data collection services. We do not share, sell, or rent any information to third parties because we do not collect any personal information.
Children's Privacy
Our service does not address anyone under the age of 13. We do not knowingly collect personal information from children under 13. In the event that we learn that we have collected personal information from a child under 13, we will delete that information immediately.
Links to Other Websites
Our website may contain links to other websites. These external sites have their own privacy policies, and we have no responsibility or liability for their content or activities. We encourage you to review the privacy policies of any external websites you visit.
California Consumer Privacy Act (CCPA) Disclosure
Under the CCPA, California residents have certain rights regarding their personal information. Since we do not collect any personal information, there is no personal information to disclose, delete, or opt-out of selling. As such, we comply with CCPA requirements by not collecting personal information.
General Data Protection Regulation (GDPR) Compliance
We comply with GDPR requirements by not collecting personal data from EU residents. Since no personal data is collected, processed, or stored, we meet GDPR compliance standards.
Your Rights
Because we do not collect personal information, there are no personal data rights to exercise. However, if you have questions about our privacy practices, you may contact us using the information provided below.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
Data Retention
We do not retain any personal information because we do not collect any personal information. Any temporary data entered into the calculator is only stored in your browser's memory during your session and is cleared when you close the browser.
Technical Information
Like many website operators, we may collect technical information about your visit, such as your IP address, browser type, and operating system. However, this information is not linked to any personal identifiers and is used only for general analytical purposes to improve our website's performance and user experience.
Contact Us
If you have questions about this Privacy Policy, please contact us at the information provided on our Contact Us page.
Security Measures
Although we do not collect personal information, we implement appropriate security measures to protect the integrity of our website and ensure that our calculator functions properly and securely.
Consent
By using our calculator, you consent to our Privacy Policy. Since we do not collect any personal information, no explicit consent for data processing is required.